Net Worth Update

As of October 1st, my net worth is $73 501 (down 2.8% from $75 601). If I exclude house-related assets and liabilities, my net worth is $49 639 (down 4.4% from $51 908). All of this is because the stock markets tanked in September, as reflected by my registered and non-registered invesments. This may seem like bad news, but it really is not. I am sticking to my investment plan. This is a good time to buy quality companies currently on sale.
I also did the initial downpayment for the replacement of some of our house's windows. This came out of my regular cash flow. The rest will be due upon delivery of the windows, and that will come out of the line of credit.

Assets ($138 843, down 2.7% from $142 741)

• Bank Accounts $4 945 (down 8% from $5 380)
• Emergency Funds $2 720 (stable)
• RRSP Accounts $35 253 (down 6.7% from $37 800)
• Non-Registered Investments $9 818 (down 6.3% from $10 482)
• Home $86 100 (stable)

Liabilities ($65 341, down 2.7% from $67 140)

• Credit Cards $3 097 (down 25% from $4 108)
• Student Loan $0 (down 100% from $375) -- Paid!
• Mortgage $55 588 (down 0.2% from $55 706)
• Heat Pump Loan $6 650 (down 0.7% from $6 701)
• Line of Credit $0 (stable)

Credit card debt went down with the payment of the car repairs and water heater. I also called to get my student loan fully paid, using bonus points from my credit card. That means that aside from my credit cards, I no longer have any personal loans -- everything is house-related. Woo-hoo! :o)