As of September 1st, my net worth was $86 909 (up 3.9% from $83 682). If I exclude house-related assets and liabilities, my net worth was $58 963 (up 4.9% from $56 225).The markets kept going up in August, which explains most of the increase. We kept spendings quite reasonable during our vacation, so it had no impact on our finances.
Assets ($151 903, up 1.7% from $149 412)
- Bank Accounts $4 849 (down 4.7% from $5 088)
- Emergency Funds $2 697 (up 3.3% from $2 612)
- RRSP Accounts $38 418 (up 4% from $36 953)
- Non-Registered Investments $17 094 (up 7.2% from $15 946)
- Home $88 050 (stable)
Liabilities ($64 994, down 1.1% from $65 730)
- Credit Cards $4 706 (down 5.2% from $4 964)
- Mortgage $60 105 (down 0.8% from $60 593)
- Line of Credit $0 (stable)
Ratios
- Debt / assets: 0.428 (down from 0.434)
- House value / total assets: 0.580 (down from 0.589)
Both my registered and unregistered investments went up significantly this months, while the credit cards went down a little bit. (Remember that the amount on my credit cards is either 0% financings or thrrent balance that gets paid every month. So it is all non-interest bearing debt.)
I got the estimate for the repairs of the chimney ($1 350), which will be performed at the end of the month.
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