Net Worth Update

As of September 1st, my net worth was $45 984 (up 4% from $44 195).

If I exclude house-related assets and liabilities, my net worth is $34 671 (up 4% from $33 330). So, percentage-wise, my house's net worth change is keeping pace with the rest of my finances.

Assets ($117 089, up from $115 384)

• Bank Accounts $6 252 (up 80% from $3483)
• Emergency Funds $2 825 (down 44% from $5 018)
• RRSP Accounts $28 213 (up 1.4% from $27 828)
• Non-Registered Investments $3 641 (up 16% from $3 121)
• Home $75 600 (stable)

Liabilities ($71 105, down 0.1% from $71 188)

• Credit Cards $3 380 (up 20% from $2 813)
• Student Loan $3 399 (down 6.7% from $3 642)
• Mortgage $56 994 (down 0.2% from $57 098)
• Heat Pump Loan $7 293 (down 4.5% from $7 635)

In almost the opposite from last month, when the change was a decrease in debt, this month's change is almost completely due to an increase in assets. My investments partly recovered from the down markets in July, while my credit card bills increased enough to offset the payment of long-term debts. Note that Princess and I made an additional $500 payment to the heat pump loan, which is our highest interest loan.