Net Worth Update

As of May 1st, my net worth was $150 080 (up 3.7% from $144 699). If I exclude house-related assets and liabilities, my net worth was $106 667 (up 5% from $101 550). Being paid back for my business trip to Vancouver was a factor in this big increase, as was reduced expenses this month.

Assets ($207 064, up 1.4% from $204 217)

• Bank Accounts $3 837 (up 4% from $3 688)


• Emergency Funds $1 697 (up 240% from $495)


• RRSP Accounts $69 005 (up 1.8% from $67 784)


• Non-Retirement Investments $33 980 (up 0.9% from $33 686)


• Home $98 430 (stable)

Liabilities ($56 984, down 4.3% from $59 518)

• Credit Cards $1 868 (down 55% from $4 154)


• Mortgage $55 017 (down 0.5% from $55 280)


• Line of Credit $0 (stable)

Ratios

• Debt / assets: 0.275 (down from 0.291)


• House value / total assets: 0.475 (down from 0.482)

Liquidities are getting much better, with my business travel expenses paid back and the tax returns coming in. My emergency fund should be back to its normal level by the end of the month.

We had a little plumbing problem this month, and had to call a professional to fix it. That cost us a little under $300. I've also started getting quotes for the roof. I'll continue looking at all options before taking a final decision on this front.