Friday, April 1, 2011

Net Worth Update

As of April 1st, my net worth was $144 699 (down 0.2% from $144 958). If I exclude house-related assets and liabilities, my net worth was $101 550 (down 0.5% from $102 070). This slight decrease is due to the fact that I had a business trip to Vancouver in March, and I'm still waiting for my expenses to be paid back by my employer. These were paid using my credit card, so expect an increase there.

Assets ($204 217, up 0.2% from $203 811)


  • Bank Accounts $3 688 (up 9% from $3 387)

  • Emergency Funds $495 (up 3% from $480)

  • RRSP Accounts $67 784 (up 0.4% from $67 515)

  • Non-Retirement Investments $33 686 (up 1.5% from $33 176)

  • Home $98 430 (stable)

Liabilities ($59 518, up 2.3% from $58 156)


  • Credit Cards $4 154 (up 62% from $2 567)

  • Mortgage $55 280 (down 0.5% from $55 543)

  • Line of Credit $0 (stable)

Ratios


  • Debt / assets: 0.291 (up from 0.286)

  • House value / total assets: 0.482 (down from 0.485)

Liquidities are still tight, since I have to pay my credit card even if my employer hasn't paid me back the expenses for my business trip. So putting back the money into my emergency fund will wait a few more weeks.

Still quite busy, between work and my involvement with a non-profit group related to my hobbies. Summer is coming soon, so activities on that side will pick up soon. I'm also planning the renovation and maintenance work on the house for this summer. Some more landscaping, ongoing repainting of the outside of the house, and the big job for this summer -- the roof.

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