Net Worth Update

As of November 1st, my net worth was $136 763 (up 2.4% from $133 563). If I exclude house-related assets and liabilities, my net worth was $94 916 (up 3.2% from $91 973). Another good month, but again that's because of the stock markets. Things are chugging along, dividend gets paid, a little money is added here and there. Boring, but boring is good!

Assets ($197 251, up 1.46% from $194 419)

• Bank Accounts $5 335 (up 11% from $4 811)
• Emergency Funds $2 575 (up 4.2% from $2 471)
• RRSP Accounts $60 061 (up 2.8% from $58 407)
• Non-Retirement Investments $30 643 (up 1.8% from $30 093)
• Home $98 430 (stable)

Liabilities ($60 488, down 0.6% from $60 856)

• Credit Cards $3 834 (down 3.5% from $3 972)
• Mortgage $56 583 (down 0.4% from $56 841)
• Line of Credit $0 (stable)

Ratios

• Debt / assets: 0.307 (down from 0.313)
• House value / total assets: 0.499 (down from 0.506)

The first payment for the new windows went through, but was completely lost in the general rise of my assets. When the balance of the payment goes through, however, it will be more noticeable as the amount is bigger. The windows should be installed within the next two weeks. Cash position looks strong, so I should be able to pay for them out of my regular account, without touching my emergency funds.