Assets ($187 623, up 3% from $182 169)
- Bank Accounts $4 466 (up 21% from $3 699)
- Emergency Funds $2 265 (up 28% from $1 763)
- RRSP Accounts $55 371 (up 4.6% from $52 936)
- Non-Retirement Investments $26 865 (up 7.8% from $24 911)
- Home $98 430 (up 2.2% from $96 330)
Liabilities ($61 211, down 2.1% from $62 508)
- Credit Cards $3 822 (down 20% from $4 790)
- Mortgage $57 353 (down 0.4% from $57 608)
- Line of Credit $0 (stable)
- Debt / assets: 0.326 (down from 0.343)
- House value / total assets: 0.525 (down from 0.540)
I jusat realized that I had forgotten to report another increase to the estimated value of our house in May, as my insurer reassessment came in. The increase is $2 100 and was already taken into account for the value of my assets, but was not reported correctly on the corresponding line. I've made the adjustment starting this month.
My "debt reduction" drive has paid, since my credit cards are almost $1K lower than they were last month. I've closed one credit card that I had taken specifically for 0% financing of our mattress last year. A bad move, since that company had a $35 annual fee attached to it -- something that the salesperson failed to tell me at the time. I've black-listed that store for future purchse.
I moved back some money to my emergency fund to restore it to what it was in May. Last month I had mentioned moving some money to my daily bank account at the end of the month to pay back a credit card financing plan.
The shows I went to during the Summer festival were great. Santana was magical and Black Eyed Peas were awesome. :o)