Net Worth Update

As of July 1st, my net worth was $119 661 (up 1% from $118 488). If I exclude house-related assets and liabilities, my net worth was $78 839 (up 1.2% from $77 920). I'm a bit late posting this month's update because I was on vacation beginning the month, and coming back to work I was quite busy.

Assets ($182 169, up 0.3% from $181 591)

• Bank Accounts $3 699 (up 24% from $2 981)
• Emergency Funds $1 763 (down 22% from $2 261)
• RRSP Accounts $52 936 (down 0.8% from $53 375)
• Non-Retirement Investments $24 911 (up 1.9% from $24 445)
• Home $96 330 (stable)

Liabilities ($62 508, down 1% from $63 103)

• Credit Cards $4 790 (down 7% from $5 154)
• Mortgage $57 608 (down 0.4% from $57 862)
• Line of Credit $0 (stable)

Ratios

• Debt / assets: 0.343 (down from 0.348)
• House value / total assets: 0.540 (down from 0.542)

I moved some money from my emergency fund to my daily bank account at the end of the month to pay back a credit card financing plan -- that way I'll be able to close that credit card before the end of July. Total amount on my credit cards was down, and I plan on lowering it even further this month. I got paid back for the summer festival passes that I purchased for family members. Haven't had much time to work on the house and courtyard, but next weekend I should be free to do that.

Tonight I'm going to see Santana as part of the summer festival, and Friday is Black Eyed Peas. Both shows should be quite good!