Net Worth Update

As of April 1st, my net worth was $115 128 (up 3.3% from $111 420). If I exclude house-related assets and liabilities, my net worth was $77 165 (up 4.7% from $73 707). Most of the gain was from the stock markets, which is always nice. However, my liquidities were still tight this month as I slowly get back into my normal mode. My taxes are done and sent, and I should get back some money soon on that front. Enough to restock my emergency fund back to normal, so that quite good.

Assets ($178 923, up 2.3% from $174 853)

• Bank Accounts $2 889 (up 19% from $2 428)
• Emergency Funds $1 257 (slightly up from $1 256)
• RRSP Accounts $53 732 (up 4% from $51 654)
• Non-Registered Investments $24 141 (up 6.7% from $22 627)
• Home $96 330 (stable)

Liabilities ($63 794, up 0.6% from $63 433)

• Credit Cards $5 104 (up 13% from $4 518)
• Mortgage $58 367 (down 0.4% from $58 618)
• Line of Credit $0 (stable)

Ratios

• Debt / assets: 0.356 (down from 0.363)
• House value / total assets: 0.538 (down from 0.551)

Credit card load was still a little higher this month, as there was some Spring spendings done (including a new BBQ). Nothing that worries me, the amount outstanding on my credit cards should go down substantially by the end of April. I am also transferring some shares from my DRiP portfolio to my TFSA this month. This won't be visible on my net worth, since those are both under my "non-registered accounts" heading. The transfer is for about $6 000, and will shelter about $260 of income from the tax-man. I plan on doing another transfer later in the year to fill up my TFSA room, again from my DRiP portfolio.