Net Worth Update

As of June 1st, my net worth is $69 366 (up 8.5% from $63 938). If I exclude house-related assets and liabilities, my net worth is $46 155 (up 4.5% from $44 187). Our insurer revised the value of our house this month, which caused a big jump in our global net worth. On the other hand, we also had a municipal tax payment to do, so our liquidities went down.

Assets ($142 117, up 3.1% from $137 779)

• Bank Accounts $2 762 (down 23% from $3 614)
• Emergency Funds $2 700 (stable)
• RRSP Accounts $36 214 (up 4% from $34 815)
• Non-Registered Investments $8 309 (up 7.3% from $7 742)
• Home $86 100 (up 4% from $82 800)
• Arbitrage $5 000 (stable)

Liabilities ($72 751, down 1.5% from $73 840)

• Credit Cards $4 204 (down 12.4% from $4 799)
• Student Loan $1 152 (down 18% from $1 408)
• Mortgage $56 036 (down 0.2% from $56 145)
• Heat Pump Loan $6 853 (down 0.7% from $6 904)
• Arbitrage $4 310 (down 2.1% from $4 402)

Both my registered and unregistered investments performed well this month, which explains the increase in net worth even when excluding the house. Credit card debt alsodecreased significantly, as the car repairs from last month were paid off. Overall, a very good month!