Net Worth Update

As of February 1st, my net worth was $141 766 (down 0.1% from $141 897). If I exclude house-related assets and liabilities, my net worth was $99 141 (down 0.4% from $99 532). The the last payment for the windows has been made, so this impacted this month's numbers, as expected.

Assets ($203 811, down 0.2% from $204 124)

• Bank Accounts $6 158 (down 25% from $8 132)
• Emergency Funds $2 877 (up 3.4% from $2 783)
• RRSP Accounts $64 043 (up 1.4% from $63 134)
• Non-Retirement Investments $32 267 (up 2.7% from $31 423)
• Home $98 430 (stable)

Liabilities ($62 044, down 0.3% from $62 226)

• Credit Cards $5 936 (down 2.3% from $6 076)
• Mortgage $56 073 (up slightly from $56 065)
• Line of Credit $0 (stable)

Ratios

• Debt / assets: 0.304 (down from 0.305)
• House value / total assets: 0.483 (up from 0.482)

As usual, the beginning of the year is tight in liquidities. This is particularly tru this year because I helped my lady for her car repairs, as stated in last month's update. The coming deadline for RRSP contributions is coming, so I'll have to decide soon whether I empty out my emergency fund to make a lump contribution while there is still time.

On top of that, I've also been quite busy lately, as I began working on a new project at work. I've also been working on some small crafting projects at home, and I had some meetings to attend for my hobbies. This explain my lack of message in January, and my lateness in posting my net worth update. Things should come back to normal soon, I hope!